This article compares Samsung Pay and Google Pay in detail to help you choose the best one for your needs, regardless of whether you have a budget or a high-end Android phone. Both platforms offer tap-to-pay NFC functionality, but the overall experience, from setting up to using the service, is quite different. If you own a Samsung phone, you have two options: Samsung Pay and Google Pay. For more information about purchasing NFC readers, contact a Google Wallet representative.NFC works with payment platforms, and with quite a few options available, choosing which one to use can be overwhelming. Google Wallet also doesn’t charge merchants any fee for making payment using Google Wallet. There are advantages to becoming a Google Wallet merchant – speedier checkouts for customers and a boost in loyalty card use, since the need of a physical card become obsolete. Here are a few of the more popular stores where Google Wallet is accepted : Google Wallet locations are not abundant since the use of NFC readers is still developing, but there still are many merchants that are Google Wallet capable. When Google Wallet is used as an online payment method, only the card’s last four digits are shown. When you make a payment in-store, Google actually pays the business, and then processes the transaction with your card, which means that neither the merchant nor the Android operating system ever has access to your card and payment data.Ĭard Numbers Hidden: When your cards appear on screen with the Google Wallet app, the numbers are not visible. From there, you can disable your phone from making purchases, while still keeping your cards safe and preventing the hassle of canceling all your cards.Įncryption: Cards stored on your Google Wallet account are encrypted on secure servers. Control your Google Wallet account at /manage. Google Wallet puts these troubles at ease by making it easy for users to control their Google Wallet account remotely. Remote Control: Everyone hates getting their phone stolen, and if your phone also serves as a method of payment, a mobile device theft becomes an even more terrifying event.
Password Protection: Google Wallet has a 4-digit PIN code that must be typed in before making a purchase, preventing unauthorized access. However, Google takes numerous measures to protect card payment data, easily trumping the non-existent protection of keeping cards in a standard physical wallet.
The idea of having your payment data floating around in the invisible Google cloud can be a bit off-putting. One of the reasons the Google Wallet app hasn’t really taken off in popularity is that many users are hesitant about putting their credit cards in the hands of Google.
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